Insurance & Financing

Care made approachable, every step of the way.

An exceptional patient experience extends well beyond the dental chair. We accept most major dental insurance plans and partner with three trusted financing companies — Cherry, Proceed Finance, and CareCredit — so you can move forward with the care you need.

Our Commitment

An exceptional patient experience is our top priority.

A note from our team

Honest conversations. Clear investments. Confident decisions.

We believe every patient deserves a transparent conversation about their treatment and the investment behind it. Before any work begins, our coordinators sit down with you to walk through your benefits, your out-of-pocket estimate, and every available payment option in plain language.

Whether you are scheduling a routine cleaning, restorative work, or a full smile transformation with All on X implants, we will help you find a path that fits both your goals and your budget — so you can move forward with confidence.

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Our Financing Partners

Three flexible payment plan options

Each of our partners offers something a little different. Most patients find they qualify for one — and our team is glad to help you compare options and apply right at the office.

Quick & Flexible

Cherry

Pay over time, with a soft credit check.

Cherry offers simple monthly payment plans designed for everyday dental care. Apply in seconds without affecting your credit score, and choose a schedule that works for your life.

  • Soft credit check to apply
  • Loans up to $50,000
  • Plans from 3 to 24 months
  • 0% APR options available
  • Decision in seconds
Apply with Cherry →
For Larger Treatments

Proceed Finance

Built for full-mouth and implant care.

Proceed specializes in financing larger treatment plans — the kind of work that genuinely changes lives. Extended terms and competitive rates make procedures like All on X implants and full reconstructions accessible.

  • Loans up to $75,000+
  • Terms up to 84 months
  • Ideal for All on X & full mouth
  • Quick online application
Apply with Proceed →
Trusted Healthcare Credit

CareCredit

A healthcare credit card you can keep.

CareCredit is a healthcare credit card accepted at hundreds of thousands of providers nationwide. Use it again and again — for dental, vision, hearing, and beyond — with promotional financing on qualifying purchases.

  • Promotional financing available
  • Reusable across providers
  • Easy online or phone application
  • Trusted for 35+ years
Apply with CareCredit →

Insurance

We file to most major dental plans.

Our team files claims to most major PPO and indemnity dental insurance plans on your behalf, so you can make the most of the benefits you have. We are also contracted, in-network, with several major insurance providers — though specific in-network status varies by doctor and location.

The fastest way to confirm your specific plan is to give us a call. We will verify your coverage, share whether your provider is in-network with the doctor you are seeing, and provide a clear pre-treatment estimate before your visit.

Do not see your provider listed? Please contact our office. We file claims for most plans whether or not we are contracted in-network.

Plans We Partner With

  • United Concordia
  • BlueCross BlueShield
  • Delta Dental
  • Federal BlueCross BlueShield
  • United Healthcare
  • Cigna
  • Total Dental Administrators

How It Works

From examination to confidence in three steps

Step One

01

Examination

Schedule your visit. We will review your goals, examine your dental health, and recommend a treatment plan tailored to you.

Step Two

02

Clear Estimate

We verify your insurance benefits and prepare a written estimate so you know exactly what is covered and what is not — before any work begins.

Step Three

03

Choose Your Path

Pay in full, use insurance, or apply with Cherry, Proceed, or CareCredit. Our coordinators help you choose the option that fits best.

The care you need — and the smile you deserve.

Frequently Asked

Your questions, answered.

Ready to talk through your options?

Our coordinators are glad to verify your insurance, walk through payment plans, or simply answer your questions.

Fargo

Valley City

Wahpeton